Margarita Tovstolyak

Bio

Margarita Tovstolyak began her professional journey in the corporate services sector, where she built a strong foundation over numerous years in company administration, governance and statutory filings and bank account opening, as well client coordination. With extensive experience in corporate management, she shifted her focus to AML/CFT compliance and has been actively engaged in this field for the past several years.

Margarita joined GVZH Trustees in January, 2025 as an AML/CFT Executive, where her role involves supporting the team in conducting risk assessments across the company’s operations, identifying areas of potential exposure to money laundering and terrorist financing risks, and assisting in the implementation of appropriate mitigation measures. Her work also focuses on evaluating operational vulnerabilities to financial crime, ensuring seamless client onboarding and ongoing monitoring processes. With a strong grasp of evolving AML/CFT regulations, she plays a key role in maintaining the firm’s adherence to legal standards while supporting a culture of proactive compliance. Her combined experience in corporate and compliance roles gives her a well-rounded perspective on regulatory obligations and operational integrity.

Education & Court Admissions

Margarita holds Bachelor’s Degree in Management of Organisation and Administration (Odesa Mechnykov National University, Ukraine; ILM Diploma in Leadership and Management (ILM, UK); Advanced Certificate in AML and Terrorism Financing (LEAD Malta); ICA Diploma in progress.

Languages

Margarita is Fluent in English, Ukrainian, Russian. Full comprehension of Maltese Language, basic Italian.